Health Care Providers Insurance in Singapore

From $22/month. Broad coverage.

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Get Singapore's best Healthcare Providers Insurance. Broad cover against fire, public liability, worker injuries, & more.

Provide is the easiest way for doctors & healthcare providers to protect their practice. Whether you’re a GP, TCM practitioner, or Vet, you can get excellent coverage. Get comprehensive & affordable protection online, in just minutes. 

As a healthcare provider, your patients trust you to deliver safe and professional care to make them feel better. However, if your patients conditions worsen as a result of your care, they can hold you liable for medical malpractice. Your clinic can suffer fires. Your staff may get injured or sick while at work, leaving you liable for their work-related injuries/illnesses. Make sure you protect your practice against these risks, so that you can treat your patients with complete peace of mind.

What does Healthcare Providers Insurance cover?



Importance for healthcare providers

Medical Malpractice Insurance

Protects you from lawsuits related to healthcare services


Commercial Property Insurance

Protects your business premises against property damage, e.g. fire, explosions, certain types of water damage, etc.

Covers damage to inventory (e.g. medicines).

Also covers damage to machinery & equipment (e.g. X-Ray machines, ultrasound scanners, laser equipment, etc.)


Public Liability Insurance

Protects you against liability to third-parties for property damage or injuries.

E.g. clients slipping & falling in your clinic due to you negligently leaving the floor wet.


Work Injury Compensation Insurance (WICA Insurance)

Protects your employees if they suffer work-related injuries/sickness.

Legally required for all manual workers (e.g. nurses, doctors), or workers who earn <$2,600/month

Business Interruption Insurance

Provides cash benefit if you cannot operate your healthcare practice due to covered reasons, e.g. clinic being damaged by fire.

Very good to have

Foreign Worker Medical Insurance

Covers medical expenses for foreign workers.

Legally required for foreign workers.

How much coverage do I need?

  • Commercial Property Insurance: Many healthcare providers will have at least $100,000-$200,000 coverage. You will need enough coverage to pay for: renovations, fixtures and fittings, equipment, and furniture.

  • Public Liability Insurance: Healthcare providers will typically carry $500,000 to $1 million coverage, at a minimum.

  • Work Injury Compensation Insurance: You should insure all your employees. You are legally required to purchase Work Injury Insurance for all manual workers. Examples of manual workers include doctors, nurses, clinic assistants,  and cleaners. You must also purchase this insurance for all workers who earn below $2,600/month. However, don’t just stop there – it’s recommended to carry Work Injury Insurance for all your employees, even those that are not legally required to be covered.
  • Business Interruption Insurance: Consider having at least $100,000 to $200,000 coverage. Calculate how much gross profit you’d lose if you can’t operate your practice for 3-6 months. Ensure you can cover at least that amount.
  • Medical Malpractice Insurance: At least $1 million and above.
  • Foreign Worker Medical Insurance: You must purchase Foreign Worker Medical coverage for all foreign workers (S-Pass and Work Permit holders, only). Coverage is a minimum of $15,000 per foreigner.

How much does Healthcare Providers Insurance cost?


Coverage amount (example)


Medical Malpractice Insurance

$1 million

From $99/month

Commercial Property Insurance


From $19/month, for a comprehensive Healthcare Providers Insurance Package deal


Public Liability Insurance


Work Injury Compensation Insurance (WICA Insurance)

$10 million common law annual limit


$45,000 medical expenses cover per worker

Business Interruption Insurance


Cyber Insurance


From $49/month

Why use Provide for Healthcare Providers Insurance?

  • Save up to 25% on your premiums
  • Get access to insurance experts, with 20+ years combined experience serving both SMEs and multinational firms
  • Speak with us by phone 7 days/week 

Get comprehensive Health Care Providers Insurance, from $22/month. Speak with our experts today!

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