Provide is the easiest way for doctors & healthcare providers to protect their practice. Whether you’re a GP, TCM practitioner, or Vet, you can get excellent coverage. Get comprehensive & affordable protection online, in just minutes.
As a healthcare provider, your patients trust you to deliver safe and professional care to make them feel better. However, if your patients conditions worsen as a result of your care, they can hold you liable for medical malpractice. Your clinic can suffer fires. Your staff may get injured or sick while at work, leaving you liable for their work-related injuries/illnesses. Make sure you protect your practice against these risks, so that you can treat your patients with complete peace of mind.
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Coverage |
Explanation |
Importance for healthcare providers |
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Protects you from lawsuits related to healthcare services |
Critical |
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Protects your business premises against property damage, e.g. fire, explosions, certain types of water damage, etc. Covers damage to inventory (e.g. medicines). Also covers damage to machinery & equipment (e.g. X-Ray machines, ultrasound scanners, laser equipment, etc.) |
Critical |
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Protects you against liability to third-parties for property damage or injuries. E.g. clients slipping & falling in your clinic due to you negligently leaving the floor wet. |
Critical |
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Protects your employees if they suffer work-related injuries/sickness. |
Legally required for all manual workers (e.g. nurses, doctors), or workers who earn <$2,600/month |
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Provides cash benefit if you cannot operate your healthcare practice due to covered reasons, e.g. clinic being damaged by fire. |
Very good to have |
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Covers medical expenses for foreign workers. |
Legally required for foreign workers. |
Commercial Property Insurance: Many healthcare providers will have at least $100,000-$200,000 coverage. You will need enough coverage to pay for: renovations, fixtures and fittings, equipment, and furniture.
Public Liability Insurance:Â Healthcare providers will typically carry $500,000 to $1 million coverage, at a minimum.
Foreign Worker Medical Insurance: You must purchase Foreign Worker Medical coverage for all foreign workers (S-Pass and Work Permit holders, only). Coverage is a minimum of $15,000 per foreigner.
Coverage | Coverage amount (example) | Premium |
$1 million | From $99/month | |
$100,000 | From $19/month, for a comprehensive Healthcare Providers Insurance Package deal  | |
$500,000 | ||
$10 million common law annual limit  $45,000 medical expenses cover per worker | ||
$10,000 | ||
$250,000 | From $49/month |
