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Tailored insurance for the interior design and renovation industry.
Whether you run an interior design firm, or a renovation contractor company, you’ll need insurance to protect your business. Business insurance from Provide starts with property insurance, so that your premises and inventory are protected. You’ll also want to cover yourself against staff injuries and Covid-19 infections, public liability, and employee theft.
It’s quick, tailored, and affordable cover with Provide.
What types of insurance do interior design firms and renovation contractors need?
Cover | Explanation | Importance for interior designers and renovation contractors |
Covers: – Store premises – Inventory – Equipment – All other store contents – Plate glass (e.g. shop windows) | Critical | |
Covers liability if customers get injured in your store. Covers liability if you damage other people’s property (e.g. during renovations/repair work). | Critical | |
Covers work-related injuries/sickness, including Covid-19 infections. | Critical | |
Covers employee’s stealing money from you. | Good to have | |
Covers hacker attacks, liability from PDPA/data breaches, corrupted systems, and more. | Critical for online retail stores/ |
Commercial property insurance
Commercial property insurance will protect your store premises, business inventory, display windows, and all other shop contents.
Public liability insurance
Public liability insurance will protect you from liability for injuries/property damage to third-parties.
Fidelity guarantee insurance
Fidelity guarantee insurance will protect you from employees stealing from your business.
How much does interior design and renovation business insurance cost?
Cover | Coverage amount (example) | Typical premium | Explanation | Importance for retailers |
$100,000 | From $100/year | Covers: – Store premises – Inventory – Equipment – All other store contents – Plate glass (e.g. shop windows) | Critical | |
$100,000 | From $100/year | Covers liability if customers get injured in your store. Covers liability if you damage other people’s property (e.g. during renovations/repair work). | Critical | |
Work injury compensation insurance
| $10 million annual limit (market standard, required by Singapore law) | Sales assistant/cashier: $10/month, per worker Office-based roles: $5/month, per worker
| Covers work-related injuries/sickness, including Covid-19 infections. | Critical |
$5,000 | From $100/year | Covers employee’s stealing money from you. | Good to have |