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Tailored insurance for your catering. Comprehensive cover, affordable premiums.
As a caterer, your clients trust you to deliver great advice to achieve their business goals. However, if your advice fails to achieve the results you clients want, consultants can face serious litigation issues. WIth Provide, you can tailor a policy that protects you, your employees, your customers, and the premises/equipment you use.
What insurance do consultants need?
Professional indemnity insurance: Coverage if you are sued for negligence, errors & omissions, defamation, and other causes.
For example, if you provide consulting advice that ends up causing your client harm, your client could file a civil suit against you for professional negligence.
Public liability insurance: Coverage if you are found guilty of libel or slander.
For instance, a client slips and falls while in your office. Your client could sue you for personal injury damages and medical expenses.
Work injury insurance: Coverage for employee injuries/sickness. Includes coverage for Covid-19 infections.
For instance, your employees contract Covid-19 in the office. This type of insurance will pay for their lost wages while quarantined/hospitalised, their medical expenses, and will also pay for legal expenses if your workers sue you for creating an unsafe work environment.
Property and contents insurance: Coverage for risks like fire, water leaks, damage to computers, etc.
For instance, an electrical fault occurs and starts a fire in your office. The fire destroys the premises and your computers. This type of insurance will pay for the property damage, and for replacing your damaged equipment.
Get started on a quote, or drop us a message to start crafting your own custom policy.
What are the major risks consultants face?
Being sued by clients for wrongful/negligent advice which leads to the client suffering business losses
Death, injury or illness of employees. You’ll need Work Injury Compensation Insurance to cover this.
Management-related claims such as Wrongful Employment Practice lawsuits from employees. You’ll need Directors & Officers Liability Insurance to cover this.
Damage to third-party property, unless arising directly from a professional error.
Cyber attacks that steal confidential customer data from you
What are the benefits of using Provide for consultants insurance?
Provide gets you tailored online quotes for consultants insurance, at the lowest premiums.
Save up to 25% on consultants insurance
Save time with our convenient online platform to get quotes, file claims, and manage policies
Expert insurance team with 20+ years experience serving both SMEs and large multinational firms
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