Tailored childcare insurance for your business. Maximum coverage, minimum cost.
As a childcare provider, your clients trust you to deliver safe and enriching care for their precious children. However, if your children get injured or sick, childcare providers can face serious litigation issues. Childcare providers and their wards are also at high risk of Covid-19 infections. WIth Provide, you can tailor a policy that protects you, your employees, your customers, and the premises/equipment you use.
Professional indemnity insurance: Coverage if you are sued for negligence, errors & omissions, defamation, and other causes.
For example, if you make mistakes while developing a website/software, causing your clients to suffer losses, your clients could file a civil suit against you for errors & omissions.
Public liability insurance: Coverage if you are found guilty of libel or slander.
For instance, you make verbal claims (slander) and written claims (libel) about a competitor’s services that are later found to be untrue, resulting in you being sued.
Work injury insurance: Coverage for mistakes that occurred before you bought Professional Indemnity Insurance.
Professional Indemnity Insurance is usually structured on a “Claims Made” basis. This means that even if your claimable event occurred several years ago, as long as you file a claim while your current policy is active, you will be protected. You must have held uninterrupted Professional Indemnity coverage for this retroactive protection to apply.
Office property insurance: Coverage for risks like fire, water leaks, damage to computers, etc.
For instance, you run a construction company and subcontract work to electricians. They do a poor job of wiring your client’s property, causing damage and injuries. Both your subcontractor and your company are sued.