Tailored dance insurance for your studio. Maximum coverage, minimum cost.
As a dance studio owner, your clients rely on you to provide a fun but safe workout environment. But with lots of physical activity comes the risk of injuries. If clients get injured on your premises, you can be held liable for personal injury, even if you weren’t directly responsible for causing the injury. Also, dance staff are at high risk of contracting Covid-19 infections, given their close exposure to the public.
With Provide, you can build yourself a tailored policy to protect your dance studio. Get comprehensive coverage against public liability, employee injuries/infectious diseases, property damage, and more.
Property and equipment insurance: Coverage for your premises and dance equipment. Protects you from risks like fire, water damage, burglary, vandalism, etc.
For instance, a fire in your studio breaks out and destroys the premises. This insurance will pay for repairing your studio, replacing your equipment, and replacing any damaged inventory.
Public liability insurance: Coverage if customers injure themselves in your dance studio.
For instance, one of your staff leaves a puddle on the floor. A customer slips and falls in your pub. They can sue you for personal injury damages and medical expenses incurred.
Work injury insurance: Coverage for employee injuries/infectious disease, including Covid-19 infections.
For instance, one of your dance instructors gets Covid-19 after interacting with clients, and spreads it to all your other staff. This insurance will pay for lost wages while quarantined, medical expenses, and legal expenses if your workers sue you for creating an unsafe work environment.
Client injuries while exercising in your dance studio. For instance, if a customer slips and falls, they can sue you for personal injury damages and medical expenses.
Staff injuries, or staff contracting Covid-19 infections. Under Singapore law, business owners are responsible for paying the medical expenses and lost wages of staff who are injured/sick due to work-related causes.
Damage to dance studio premises, equipment, and inventory.