Because wedding photographers will have close contact with lots of people, it’s crucial to get Work Injury Insurance to protect against Covid-19 infections. It’s also easy to get injured while doing outdoor shoots.
For instance, you’re doing a wedding shoot at a hotel. You accidentally bump into someone while taking pictures (which photographer hasn’t?), but the person lost balance and fell, suffering a fracture on his back. The injured person sues you to pay his medical expenses, and for personal injury damages. This insurance will pay for your legal fees, and for damages awarded by the court.