Insurance for electrical contractors

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Tailored electrical contractors insurance for your business. Maximum coverage, minimum cost.

As an electrical contractor, your clients trust you to deliver safe and effective wiring works for their premises. However, if your electrical services cause property damage or injures people, electrical contractors can face serious litigation issues. WIth Provide, you can tailor a policy that protects you, your employees, and the premises/equipment you use.

What insurance do electrical contractors need?

  • Professional indemnity insurance: Coverage if you are sued for defective work, negligence, errors & omissions, defamation, and other causes. Also covers errors made by sub-contractors, which is very important.
    For instance, there was some defective or poor workmanship in your electrical wiring project. This resulted in short-circuits and damage to electrical devices. If your client sues you for workmanship errors, this insurance will pay for lawyer’s fees and court-awarded damages.
  • Public liability insurance: Coverage if you damage third-party property, or cause injuries to others during your renovation. 
    For instance, you damage some electrical wiring while performing wiring/repair works. This insurance will pay for the repair/replacement costs for the damaged property.
  • Work injury insurance: Coverage for employee injuries/sickness, including Covid-19 infections.
    Pays for medical expenses, lost wages, and lawyer’s fees if you workers sue you for creating an unsafe work environment.
  • Foreign worker medical insurance: Legally mandatory coverage for foreign workers. Pays for medical expenses like surgery and hospitalisation.
  • Property all risks insurance: Coverage for risks like fire, water leaks, burglary, etc. Protects your business premises (e.g. office), and its contents (e.g. computers, tools).
Get started on a quote, or drop us a message to start crafting your own custom policy.

What are the major risks electrical contractors face?

  • Property damage or injuries caused to third-parties while performing cleaning works
  • Employee injuries or Covid-19 infections. Under Singapore’s Work Injury Compensation Act (WICA), businesses are liable for compensating employees for work-related injuries/sickness.  You’ll need Work Injury Compensation Insurance to cover this.
  • Damage/loss of cleaning equipment

What are the benefits of using Provide for electrical contractors insurance?

Provide gets you tailored online quotes for electrical contractors insurance, at the lowest premiums. 
  • Save up to 25% on your premiums
  • Save time with our convenient online platform to get quotes, file claims, and manage policies 
  • Expert insurance team with 20+ years experience serving both SMEs and large multinational firms
  • Available by phone 7 days/week

Get electrical contractors insurance tailored for you. Lowest prices nationwide.

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