Electrician Insurance in Singapore

From $19/month. Broad cover for liability, injuries, & more.

Compare quotes from leading insurers

Save up to 25% on premiums

Quick quotes for all products

Advisors available 7 days/wk

Get Singapore's best insurance for electricians.

As an electrical contractor, your clients trust you to deliver safe and effective wiring works for their premises. However, if your electrical services cause property damage or injures people, electrical contractors can face serious litigation issues. WIth Provide, you can tailor a policy that protects you, your employees, and the premises/equipment you use.

What does Electricians Insurance cover?



Importance for electricians

Work Injury Compensation Insurance (WICA Insurance)

Protects your employees if they suffer work-related injuries/sickness.

Legally required for all manual workers (e.g. electricians), or workers who earn <$2,600/month


Public Liability Insurance

Protects you against liability to third-parties for property damage or injuries.

E.g. accidentally damaging someone else’s property.


Professional Indemnity Insurance

Protects you from lawsuits related to electrical advice that you provide


Commercial Property Insurance

Protects your business premises against property damage, e.g. fire, explosions, certain types of water damage, etc.

Critical if you rent a commercial space

Business Interruption Insurance

Provides cash benefit if you cannot operate your electricians business due to covered reasons, e.g. fire at your office.

Very good to have

How much coverage do I need for my electrician business?

Work Injury Compensation Insurance: You should insure 100% of your employees. Under WICA regulations, MOM requires business owners to insure their manual employees. Examples of manual workers include electricians, electrical equipment installers, electrical assistants/apprentices, etc. WICA regulations also requires you to insure any worker who earns $2,600/month or less.

Public Liability Insurance: Consider a minimum of $500,000 coverage.

Commercial Property Insurance: Consider at least $100,000 coverage if you have a commercial space.

Business Interruption Insurance: Consider at least $50,000 coverage.

Foreign Worker Medical Insurance: MOM legally requires all businesses to insure each foreign worker with Foreign Worker Medical Insurance. If your foreign worker is also a manual employee (e.g. an electrician), then you’ll need to purchase both Work Injury Compensation Insurance and Foreign Worker Medical Insurance.

How much does Electricians Insurance cost?


Coverage amount (example)


Work Injury Compensation Insurance (WICA Insurance)

$10 million common law annual limit


$45,000 medical expenses cover per worker

From $19/month, for a comprehensive Electricians Insurance Package deal



Public Liability Insurance


Commercial Property Insurance


Business Interruption Insurance


Foreign Worker Medical Insurance

$15,000 cover per worker

From $6/month, per worker

Why use Provide for Electricians Insurance?

  • Save up to 25% on your premiums

  • Save time with our convenient online platform to get quotes, file claims, and manage policies 

  • Expert insurance team with 20+ years experience serving both SMEs and large multinational firms

  • Available by phone 7 days/week

Get comprehensive Electricians Insurance from $19/month. Speak with our experts today!

  • This field is for validation purposes and should be left unchanged.