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Tailored food manufacturing insurance for your business. Maximum coverage, minimum cost.
As a food manufacturer, your clients trust you to deliver delicious food that’s hygienically prepared. However, if your goods result in food poisoning, bakery owners can face serious litigation issues. With all the work around hot kitchens and heavy factory equipment, food manufacturing staff can suffer injuries. Food manufacturers also have lots of expensive equipment that are costly to replace/repair if they become damaged. With Provide, you can get online quotes for food manufacturing insurance. You’ll be able to protect yourself, your premises/equipment, and your employees.
Food poisoning liability insurance: Coverage if your products cause food poisoning. Pays for lawyer’s fees and damages awarded if you get sued for food poisoning.
Property, equipment, and contents insurance:Coverage for risks like fire, water damage, burglary, etc. Essentially protects your premises, equipment, and inventory.
For instance, an electrical fault occurs and causes a fire in your factory. This insurance will pay for repairing your premises, repairing manufacturing equipment, and replacing damaged inventory like ingredients.
Work injury insurance: Coverage for employee injuries/diseases. Includes coverage for Covid-19 infections.
For instance, your employees contract Covid-19 while in the office. This type of insurance will pay for their lost wages while quarantined, their medical expenses, and legal fees if they sue you for creating an unsafe work environment.
Public liability insurance: Coverage for injuries to third-parties while in your business premises.
For instance, if a supplier delivering goods slips and falls in your factory, they can hold you legally liable for paying their medical expenses and for personal injury damages.
Loss/damage/spoilage of baked goods while being delivered to customers.
Injuries to customers in your premises. For instance, if a customer slips and falls in your cafe, they can hold you liable for paying their medical expenses, and file a lawsuit against you for personal injury damages.