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Tailored insurance for your gym. Maximum coverage, minimum cost.
As a gym owner, your customers rely on you to provide a fun but safe workout environment. But with lots of physical activity comes the risk of injuries. If customers get injured on your premises, you can be held liable for personal injury, even if you weren’t directly responsible for causing the injury. Also, gym staff are at high risk of contracting Covid-19 infections.
With Provide, you can build yourself a tailored policy to protect your gym. Get comprehensive coverage against legal liability, employee injuries/infectious diseases, pub/kitchen equipment damage, and more.gy
What insurance do gyms need?
Property and equipment insurance: Coverage for your premises and gym equipment. Protects you from risks like fire, water damage, burglary, vandalism, etc.
For instance, a fire in your gym breaks out and destroys the premises. This insurance will pay for repairing your restaurant, replacing your kitchen equipment, and replacing the damaged inventory.
Public liability insurance: Coverage if customers injure themselves in your gym.
For instance, one of your staff leaves a puddle on the floor. A customer slips and falls in your pub. They can sue you for personal injury damages and medical expenses incurred.
Work injury insurance: Coverage for employee injuries/infectious disease, including Covid-19 infections.
For instance, one of your waiters gets Covid-19 after interacting with customers, and spreads it to all your other staff. This insurance will pay for lost wages while quarantined, medical expenses, and legal expenses if your workers sue you for creating an unsafe work environment.
Get started on a quote, or drop us a message to start crafting your own custom policy.Food
What are the major risks gyms face?
Customer injuries while exercising in your gym. For instance, if a customer slips and falls, they can sue you for personal injury damages and medical expenses.
Staff injuries, or staff contracting Covid-19 infections. Under Singapore law, business owners are responsible for paying the medical expenses and lost wages of staff who are injured/sick due to work-related causes.
Death, injury or illness of employees. You’ll need Work Injury Compensation Insurance to cover this.
- Damage to gym premises, equipment, and inventory.
What are the benefits of using Provide for gym insurance?
Provide gets you tailored online quotes for gym insurance, at the lowest premiums.
Save up to 25% on premiums
Save time with our convenient online platform to get quotes, file claims, and manage policies
Expert insurance team with 20+ years experience serving both SMEs and large multinational firms
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