Compare quotes from leading insurers
Save up to 25% on premiums
Quick quotes for all products
Advisors available 7 days/wk
Get Singapore's best Home Inspectors Insurance. Broad cover from business lawsuits, employee injuries, & more.
As a home inspector, your clients trust you to deliver accurate inspection services to ensure projects run smoothly. However, if your inspection work fails to achieve the results your clients want or damage their property, home inspectors can face serious litigation issues. Home inspector injuries at worksites are also common. WIth Provide, you can tailor a policy that protects you, your employees, your customers, and the premises/equipment you use.
What insurance do home inspectors need?
Coverage | Explanation | Importance for home inspectors |
Protects you from lawsuits related to home inspection work | Critical | |
Protects your employees if they suffer work-related injuries/sickness. | Legally required for all manual workers, or workers who earn $2,600/month or less  | |
Protects your business premises against property damage, e.g. fire, explosions, certain types of water damage, etc. | Critical | |
Protects you against liability to third-parties for property damage or injuries. E.g. clients slipping & falling in your office due to you negligently leaving the floor wet. | Critical | |
Provides cash benefit if you cannot operate your consulting business due to covered reasons, e.g. fire at your office. | Very good to have |
What are the major risks home inspectors firms face?
Lawsuits related to home inspection work:
Home inspectors are at risk of being sued by clients for poor/defective inspection services. If you make mistakes in your home inspection reports, you could cause clients losses – e.g. lower sale price for property due to poor inspection (for sellers), or paying a higher than necessary price for property due to inspection that didn’t sufficiently reveal issues with the property (for buyers). Clients can take legal action against you to recover these losses. With Professional Indemnity Insurance, you would be covered for accidental mistakes you make in your work. Professional Indemnity Insurance would cover your legal expenses and damages or settlement costs.
Property damage or injuries caused to third-parties while performing home inspections:
During inspections, home inspectors could accidentally damage someone else’s property. They may also accidentally injure others. Public Liability Insurance covers businesses against liability to others for property damage and injuries.
How much does Home Inspectors Insurance cost?
Coverage | Coverage amount (example) | Premium |
$100,000 | From $42/month | |
$100,000 | From $19/month, for a comprehensive Home Inspectors Insurance Package deal  | |
$500,000 | ||
$10 million common law annual limit  $45,000 medical expenses cover per worker | ||
$10,000 |
Why use Provide for Home Inspector Insurance?
Save up to 25% on your premiums
Save time with our convenient online platform to get quotes, file claims, and manage policiesÂ
Expert insurance team with 20+ years experience serving both SMEs and large multinational firms
Available by phone 7 days/week