Occupational Therapists Insurance in Singapore

From $19/month. Broad cover for liability, injuries, & more.

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Get Singapore's best Occupational Therapists Insurance. Broad cover from liability for injuries, & more.

Provide is the best platform for occupational therapists get quick & affordable insurance. As an occupational therapist, you’re at risk of facing business-related lawsuits. Your staff may also suffer injuries while at work, leaving you liable under WICA laws to compensate them for their injuries. Get coverage today against these risks, with Provide.

What insurance do Occupational Therapists need?

CoverageExplanationImportance for occupational therapists
Professional Indemnity InsuranceProtects you from lawsuits related to physiotherapy workCritical
Commercial Property InsuranceProtects your business premises against property damage, e.g. fire, explosions, certain types of water damage, etc.Critical if you have a commercial space
Public Liability Insurance

Protects you against liability to third-parties for property damage or injuries.

E.g. clients slipping & falling in your office due to you negligently leaving the floor wet.

Work Injury Compensation Insurance (WICA Insurance)Protects your employees if they suffer work-related injuries/sickness.Legally required for all manual workers (e.g. physiotherapists), or workers who earn <$2,600/month
Business Interruption InsuranceProvides cash benefit if you cannot operate your consulting business due to covered reasons, e.g. fire at your office.Very good to have

How much coverage do I need for my Occupational Therapy business?

Professional Indemnity Insurance: Many occupational therapists will have $250,000 coverage and above.

Commercial Property Insurance: Consider at least $100,000 coverage.

Work Injury Compensation Insurance: It’s recommended to insure 100% of your employees. By law, you have to insure all manual workers, such as physiotherapists, exercise trainers, etc. You also have to insure all workers earning $2,600/month or less. It’s a good idea to go beyond the bare minimum legal requirement, to cover 100% of your staff.

Public Liability Insurance: You should have at least $500,000 coverage.

Business Interruption Insurance: Calculate your lost gross profit if you are unable to operate your physiotherapy business for 3-6 months. Cover at least that amount. Consider a minimum of $200,000 coverage.

How much does Occupational Therapists Insurance cost?

CoverageCoverage amount (example)Premium
Professional Indemnity Insurance$100,000From $42/month
Commercial Property Insurance$100,000From $19/month, for a comprehensive Occupational Therapists Insurance Package deal
Public Liability Insurance$500,000
Work Injury Compensation Insurance (WICA Insurance)

$10 million common law annual limit

$45,000 medical expenses cover per worker

Business Interruption Insurance$10,000

Why use Provide for Occupational Therapists Insurance?

  • Save up to 25% on premiums.

  • Save time with our convenient online platform to get quotes, file claims, and manage policies.

  • Expert insurance team with 20+ years experience serving both SMEs and large multinational firms.

  • Available by phone 7 days/week.

Get Occupational Therapists Insurance from $19/month. Speak with our experts today!

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