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Tailored occupational therapy insurance for your practice. Maximum coverage, minimum cost.
As an occupational therapist, your patients trust you to deliver proper medical treatment that will heal their pets. However, if your treatments or advice inadvertently ends up harming your patients’ pets, you can face serious professional liability lawsuits.
With Provide, you can tailor a policy that protects you, your employees, and your patients.
What insurance do occupational therapists need?
Professional indemnity insurance: Coverage if you are sued for negligence, errors & omissions, defamation, and other causes.
Public liability insurance: Coverage if client get injured while in your premises.
For instance, one of your employees was mopping the floor of your clinic. A client accidentally slips and falls, breaking their arm. They can sue you to pay their medical expenses, and for personal injury damages.
Work injury insurance: Coverage for employee injuries/sickness, including Covid-19 infections.
For instance, one of your staff gets infected with Covid-19, and spreads it to all your other workers. This insurance will pay for their medical expenses, their lost wages, and legal expenses if they sue you for creating an unsafe work environment.
Property all risks insurance: Coverage for risks like fire, water leaks, damage to computers, etc.
For instance, an electrical fault occurs. This starts a fire, destroying your clinic. This insurance will pay for repairing your clinic, replacing your damaged equipment and medical supplies.
Get started on a quote, or drop us a message to start crafting your own custom policy.
What are the major risks occupational therapists face?
Being sued by clients for wrongful/negligent therapeutic treatments, leading to injury / worsening of conditions
Death, injury or illness of employees. You’ll need Work Injury Compensation Insurance to cover this.
Damage to office premises from risks like fire, water leaks, burglary, etc.
Clients suffering injury while in your clinic (e.g. slips and falls)
What are the benefits of using Provide for occupational therapist insurance?
Provide gets you tailored online quotes for occupational therapy insurance, at the lowest premiums.
Save up to 25% on premiums.
Save time with our convenient online platform to get quotes, file claims, and manage policies.
Expert insurance team with 20+ years experience serving both SMEs and large multinational firms.
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