Tailored insurance for your tattoo shop. Maximum coverage, minimum cost.
As a tattoo shop owner, your clients rely on you to provide great and safe service. But with needles, blood, and ink comes serious health and liability risks. If customers get injured or contract diseases on your premises, you can be held liable for personal injury lawsuits. Also, tattoo shop staff are at high risk of contracting Covid-19 infections due to close working conditions with clients.
With Provide, you can build yourself a tailored policy to protect your tattoo studio. Get comprehensive coverage for public liability, employee injuries/infectious diseases, premises/equipment damage, and more.
Property and equipment insurance: Coverage for your premises and tattoo equipment. Protects you from risks like fire, water damage, burglary, vandalism, etc.
For instance, a fire in your tattoo shop breaks out and destroys the premises. This insurance will pay for repairing your tattoo studio, replacing your tattoo equipment, and replacing any damaged supplies.
Public liability insurance: Coverage if customers get injured in your tattoo shop.
For instance, one of your staff leaves a puddle on the floor. A customer slips and falls in your barbershop. They can sue you for personal injury damages and medical expenses incurred.
Work injury insurance: Coverage for employee injuries/infectious disease, including Covid-19 infections.
For instance, one of your staff gets Covid-19 after interacting with customers, and spreads it to all your other staff. This insurance will pay for lost wages while quarantined, medical expenses, and legal expenses if your workers sue you for creating an unsafe work environment.
Customer injuries: Customers getting hurt while in your tattoo shop.
For instance, if a customer slips and falls, they can sue you for personal injury damages and medical expenses. Tattoo shops can also accidentally hurt customers while performing tattoo services, or you may accidentally transmit infectious diseases due to not sanitising your equipment properly.
Staff suffering injuries/infectious disease: Staff injuries, or staff contracting Covid-19 infections. Given the close proximity that tattoo artists work with clients, the chance of Covid-19 infections cannot be ignored.
Under Singapore law, business owners are responsible for paying the medical expenses and lost wages of staff who are injured/sick due to work-related causes.
Property/equipment damage: Risks like fire, water damage, burglary, and vandalism.
For instance, a fire could break out and damage your tattoo studio. Burglaries could damage your storefront, and leave you missing equipment.