Traditional Chinese Medicine (TCM) Clinic Insurance

From $19/month. Broad cover for liability, injuries, fire, & more.

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Get Singapore's best coverage for your TCM clinic.

Provide offers TCM practitioners the easiest & most affordable way to protect their practice. You can get comprehensive coverage for property/equipment damage, employee injuries, and professional liability. Protect your TCM clinic today, with Provide.

What does TCM Insurance cover?



Importance for TCM clinics

Medical Malpractice Insurance

Protects you from lawsuits related to TCM healthcare


Commercial Property Insurance

Protects your TCM clinic from property damage, e.g. fire, explosions, certain types of water damage, etc.

Covers damage to inventory (e.g. TCM medicines).

Also covers damage to machinery & equipment (e.g. heating lamps, acupuncture needles, etc.)


Public Liability Insurance

Protects you against liability to third-parties for property damage or injuries.

E.g. clients slipping & falling in your clinic due to you negligently leaving the floor wet.


Work Injury Compensation Insurance (WICA Insurance)

Protects your employees if they suffer work-related injuries/sickness.

Legally required for all manual workers (e.g. nurses, doctors), or workers who earn <$2,600/month


Business Interruption Insurance

Provides cash benefit if you cannot operate your healthcare practice due to covered reasons, e.g. clinic being damaged by fire.

Very good to have

Foreign Worker Medical Insurance

Covers medical expenses for foreign workers.

Legally required for foreign workers.

What are the major risks medical clinics face?

  • Lawsuits from patients when your treatments or medical advice inadvertently harms them.
  • Damage to your TCM clinic from risks like fire, water leaks, burglary, etc.
  • Death, injury or illness of employees. You’ll need Work Injury Compensation Insurance to cover this.
  • Injuries to patients while in your TCM clinic.

How much does TCM Clinic Insurance cost?


Coverage amount (example)


Medical Malpractice Insurance

$1 million

From $89/month

Commercial Property Insurance


From $19/month, for a comprehensive Medical Clinic Insurance package deal


Public Liability Insurance


Work Injury Compensation Insurance (WICA Insurance)

$10 million common law annual limit


$45,000 medical expenses cover per worker

Business Interruption Insurance


Cyber Insurance


From $49/month

Why use Provide for TCM Clinic Insurance?

  • Save up to 25% on premiums.
  • Save time with our convenient online platform to get quotes, file claims, and manage policies.
  • Expert insurance team with 20+ years experience serving both SMEs and large multinational firms.
  • Available by phone 7 days/week.

Get comprehensive TCM Clinic Insurance from $19/month. Speak with our experts today!

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