VCC Insurance in Singapore

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Get Singapore's best insurance for Variable Capital Companies (VCCs). You get broad cover against business lawsuits, director lawsuits, & more.

Variable Capital Companies are are exposed to significant liability. VCCs can be sued by investors for mismanagement of funds. Partners at the fund can also be sued personally. Provide helps VCC managers get comprehensive yet affordable coverage. Protect your fund from liability today.

What insurance do VCCs need?

We’ll start with a broad overview of the various covers VCCs should carry. We’ll then walk through the most critical of these covers. Here’s an easy-to-scan table below for the insurance covers that VCCs should have:

CoverageExplanationImportance for VCCs
Professional Indemnity InsuranceProtects you from lawsuits related to VCC investment workCritical
Directors & Officers (D&O) Liability Insurance

Protects your board directors and company officers from lawsuits personally targeting them.

E.g. VCC director getting sued personally for mismanaging funds.

Cyber InsuranceProtects you if you suffer a cyber attack. Covers IT restoration costs, data breach liability, PDPA liability, and more.Critical
Commercial Property InsuranceProtects your business premises against property damage, e.g. fire, explosions, certain types of water damage, etc.Critical if you have an office
Public Liability Insurance

Protects you against liability to third-parties for property damage or injuries.

E.g. clients slipping & falling in your office due to you negligently leaving the floor wet.

Good to have
Work Injury Compensation Insurance (WICA Insurance)Protects your employees if they suffer work-related injuries/sickness.

Legally required for all manual workers, or workers who earn <$2,600/month

Critical for all other worker types

Let’s talk about the most important of these covers. There are 2 absolutely key covers that all VCCs should have. These are: i) Professional Indemnity Insurance, and ii) Directors & Officers (D&O) Liability Insurance.

Professional Indemnity Insurance protects you from a wide range of business-related lawsuits. This can cover you from lawsuits alleging negligence in mismanaging funds, breach of fiduciary duty, and more. Limitation of liability agreements are not full proof, and if legal action is taken against your fund, it will be very expensive to defend. Professional Indemnity Insurance takes this weight off your shoulders by covering lawyer’s fees, and the costs of damages/settlements.

Directors & Officers (D&O) Liability Insurance is just as crucial. You need to protect your board directors and officers from lawsuits personally targeting them. If you have legal action taken against you, it could target both your corporate entity, and also personally target your company directors. Directors who are sued personally will have their personal assets like their home, car, savings, and more at risk of being claimed as damages by the other party. It’s therefore essential that VCC directors have D&O Insurance to shield their personal assets from litigation.


How much coverage do I need?

At least $1 million coverage, at the bare minimum. VCCs managing above $50 million should consider at least $3-5 million coverage, and above.

Speak with us to get a personalised assessment of coverage amounts you’ll require.

How much does VCC Insurance cost?

For $1 million coverage, VCC Insurance can start from as low as $600/month.

Why use Provide for VCC Insurance?

  • Save up to 25% on your premiums
  • Be protected by globally renowned insurers
  • Industry experts to provide tailored advice
  • Available by phone 7 days/week


Get your VCC Lawsuit Insurance now. Up to $2 million coverage.

Covers lawsuits from investors

Covers directors & officers

Super easy process

Get comprehensive VCC Lawsuit Insurance. Speak with our experts today!

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