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Tailored wedding photographer insurance for your business. Maximum coverage, minimum cost.
What insurance do wedding photographers need?
Property, contents, and equipment insurance: Coverage for risks like fire, water leaks, burglary, etc. Essentially protects your office, contents (e.g. folders), and equipment (e.g. computers).
For instance, you are doing an outdoor wedding shoot. You trip and fall, smashing your $3,000 camera lens. This insurance will pay for a replacement lens.
Work injury insurance: Coverage for employee injuries/sickness, including Covid-19 infections.
Because wedding photographers will have close contact with lots of people, it’s crucial to get Work Injury Insurance to protect against Covid-19 infections. It’s also easy to get injured while doing outdoor shoots.
Public liability insurance: Coverage if you cause injuries or property damage to third-parties while doing your shoots.
For instance, you’re doing a wedding shoot at a hotel. You accidentally bump into someone while taking pictures (which photographer hasn’t?), but the person lost balance and fell, suffering a fracture on his back. The injured person sues you to pay his medical expenses, and for personal injury damages. This insurance will pay for your legal fees, and for damages awarded by the court.
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What are the major risks wedding photographers face?
Damage to photography/videography equipment – e.g. cameras, microphones, lighting equipment, etc.
Employees being injured or infected with Covid-19 due to work. You’ll need Work Injury Compensation Insurance to cover this.
Accidentally causing injury or damage to third-party property while carrying out shoots
Damage to office property and contents, e.g. due to fire
Cyber attacks that destroy precious photos/videos of client events
What are the benefits of using Provide for wedding photographer insurance?
Provide gets you tailored online quotes for wedding photographer insurance, at the lowest premiums.
Save up to 25% on your premiums
Save time with our convenient online platform to get quotes, file claims, and manage policies
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