Tailored insurance for your charity. Maximum coverage, minimum cost.
As a charity, your clients trust you to deliver great social services to improve their lives. However, if you make mistakes while performing your work, charities can face serious legal liability issues. WIth Provide, you can tailor a policy that protects you, your employees, your clients, any sensitive data you have, and the premises/equipment you use.
Professional indemnity insurance: Coverage if you are sued for negligence, errors & omissions, defamation, regulatory breaches, and other causes.
Public liability insurance: Coverage for property damage or injuries to third-parties.
For instance, a client slips and falls in your office, breaking their arm. They can sue you to pay for personal injury damages and medical expenses.
Work injury insurance: Coverage for employee injuries/diseases. Includes coverage for Covid-19 infections.
For instance, your employees contract Covid-19 while in the office. This type of insurance will pay for their lost wages while quarantined, their medical expenses, and legal fees if they sue you for creating an unsafe work environment.
Property and contents insurance: Coverage for risks like fire, water leaks, damage to computers, etc.
For instance, an electrical fault occurs and causes a fire in your office. This insurance will pay for premises damage, and replacing contents (e.g. damaged computers).