Renovation Contractor Insurance

From as low as $250.

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Renovation contractor insurance, tailored for your business.

As a renovation contractor, your clients trust you to deliver stellar workmanship to realise their renovation dreams. However, if your renovation work fails to achieve the results your clients want, renovation contractors can face serious litigation issues. With Provide, you can tailor a policy that protects you, your employees, your customers, and the premises/equipment you use.

Get quick, tailored, and affordable cover with Provide.

Get Renovation Contractor Insurance
from just $250

  • Public Liability Insurance
  • Property Damage Insurance (protect client's property)
Save up to 25%

What types of insurance do renovation contractors need?



Importance for interior design and renovation industry

Professional indemnity insurance

Covers negligence, errors and omissions, professional mistakes that result in faulty/defective works


Contractors all risk

Covers 3 main risks in one policy:

–      Damage to the client’s property during renovations

–      Injuries to third parties (e.g. members of the public)

–      Work injury compensation for your renovation staff


Foreign worker medical insurance

Covers medical expenses (e.g. hospitalisation and surgery)

Compulsory for foreign workers

Performance bonds

Covers any faulty/defective construction work you perform that doesn’t meet client requirements

Compulsory for certain project tender agreements

Machinery and equipment breakdown insurance

Covers damage/breakdowns of renovation equipment (e.g. power tools, etc.)

Good to have

Commercial property insurance

shop fire insurance

Commercial property insurance will protect your store premises, business inventory, display windows, and all other shop contents.

Public liability insurance

public liability insurance

Public liability insurance will protect you from liability for injuries/property damage to third-parties. 

Fidelity guarantee insurance

fidelity guarantee insurance Source

Fidelity guarantee insurance will protect you from employees stealing from your business.

How much does renovation contractor insurance cost?


Coverage amount (example)

Typical premium

Professional indemnity insurance


$1 million

From $500/year

From $1,000/year

Contractors all risk

For a single project cover:

Project value: <$250,000

Project value: <$500,000

For annual cover (multiple projects):

$1 million

For single project cover:

From $250/year

From $450/year

For annual cover (multiple projects):

From $900/year

Foreign worker medical insurance

$15,000 (minimum amount legally required by MOM)

From $65/year per worker

Performance bonds


From $900 (one-time payment, per bond)

Machinery and equipment breakdown insurance


From $400/year

Get Renovation Contractor Insurance now

From just $250. Quote within 24 hours.
Save up to 25%

Why use Provide for renovation contractor insurance?

  • Save up to 25% on your premiums
  • Save time with our online platform to manage renewals, file claims, & more
  • Insurance experts with 20+ years combined experience to provide tailored advice
  • Available by phone 7 days/week

Get renovation contractor insurance quotes, from as low as $250.

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