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As an engineer, you have critical professional standards to uphold. We offer essential policies for engineers like Project insurance, Professional Indemnity, Public liability, Work injury, Foreign Worker Medical, and Property/Fire insurance. Our engineering insurance is tailored to suit your business needs, giving you comprehensive protection.
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Engineering Insurance Package
from just $19/month
- Commercial Property Insurance
- Public Liability Insurance
- Business Interruption Insurance
- Work Injury Insurance
Save up to 25%
What does engineering insurance cover?
Property insurance: Coverage for fire, water leaks, machinery & tools, burglary, etc. Essentially protects your property and its contents.
Professional indemnity insurance: Coverage if you are sued by clients or others for negligence, errors & omissions, defamation, etc.
For instance, you make verbal claims (slander) and written claims (libel) about a competitor’s services that are later found to be untrue, resulting in you being sued.
Public liability insurance: Coverage for property damage or injuries to third-parties.
Professional Indemnity Insurance is usually structured on a “Claims Made” basis. This means that even if your claimable event occurred several years ago, as long as you file a claim while your current policy is active, you will be protected. You must have held uninterrupted Professional Indemnity coverage for this retroactive protection to apply.
Work injury insurance: Coverage for injuries/sickness to employees. Includes coverage for Covid-19 infections.
For instance, you run a construction company and subcontract work to electricians. They do a poor job of wiring your client’s property, causing damage and injuries. Both your subcontractor and your company are sued.
Get started on a quote, or drop us a message to start crafting your own custom policy.
What major risks do engineers face?
Legal liability: Being sued by clients, contractors, or other parties for negligent/deficient/faulty work or advice
Employee accidents/infectious disease: Death, injury or illness of employees. You’ll need Work Injury Compensation Insurance to cover this.
Management-related claims such as Wrongful Employment Practice lawsuits from employees. You’ll need Directors & Officers Liability Insurance to cover this.
Causing property damage or injuries to third-parties during engineering projects
Pollution caused by your services. You’ll need Directors & Officers Liability Insurance to cover this.
What are the benefits of using Provide for business insurance?
Provide helps you get online quotes for engineers insurance.
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