Beauty industry insurance

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Tailored insurance for the beauty industry.

Whether you run a nail salon, barbershop, or beauty spa, you’ll need insurance to protect your business. Insurance from Provide starts with property insurance, so that your premises and inventory are protected. You’ll also want to cover yourself against staff injuries and Covid-19 infections, public liability, and employee theft. 
It’s quick, tailored, and affordable cover with Provide.

What types of insurance do beauty industry firms need?

Cover

Explanation

Importance for beauty industry

Work injury compensation insurance

Covers work-related injuries/sickness, including Covid-19 infections

Compulsory for manual workers (e.g. manicurists, barbers)

Foreign worker medical insurance

Covers medical expenses (e.g. hospitalisation and surgery)

Compulsory for foreign workers

Commercial property insurance

Covers fire, water damage, burglary, etc.

Critical

Public liability insurance

Covers customer injuries, and third-party property damage (e.g. during renovations)

Critical

Fidelity guarantee insurance

Covers employees stealing money from you

Good to have

Commercial property insurance

shop fire insurance

Commercial property insurance will protect your business premises, business inventory, display windows, and all other shop contents.

Public liability insurance

public liability insurance

Public liability insurance will protect you from liability for injuries/property damage to third-parties. 

Fidelity guarantee insurance

fidelity guarantee insurance

Fidelity guarantee insurance will protect you from employees stealing from your business.

How much does beauty industry insurance cost?

Cover

Coverage amount (example)

Typical premium

Work injury compensation insurance

$10 million (typical market coverage)

From $60/year per worker

Foreign worker medical insurance

$15,000 (minimum legal requirement)

From $50/year per worker

Commercial property insurance

Covers fire, water damage, burglary, etc.

From $100/year

Public liability insurance

Covers customer injuries, and third-party property damage (e.g. during renovations)

From $150/year

Fidelity guarantee insurance

Covers employees stealing money from you

From $100/year

Why use Provide for beauty industry insurance?

– Save up to 25% on your premiums
– Compare quotes from multiple insurers
– Industry experts to provide tailored advice
– Available by phone 7 days/week 

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Free advice from industry experts. Over 20+ years experience serving business owners.