Insurance for handymen

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Tailored handyman insurance for your business. Maximum coverage, minimum cost.

As a handyman, your clients trust you to help pick locks if they get locked out, or to repair damaged locks. However, if your handyman work ends up damaging their property, clients can demand expensive compensation from you. Handyman injuries while travelling to and from worksites are also common. WIth Provide, you can tailor a policy that protects you, your employees, and the premises/equipment you use.

What insurance do handymen need?

  • Public liability insurance: Coverage if you damage third-party property, or cause injuries to others while doing your handyman work.
    This insurance will pay for lawyer’s fees if you are sued for such causes, property damage/bodily injury compensation to injured parties, and any damages awarded.
  • Work injury insurance: Coverage for employee injuries/sickness, including Covid-19 infections.
    Pays for medical expenses, lost wages, and lawyer’s fees if you workers sue you for creating an unsafe work environment.
  • Foreign worker medical insurance: Legally mandatory coverage for foreign workers. Pays for medical expenses like surgery and hospitalisation.
  • Property all risks insurance: Coverage for risks like fire, water leaks, burglary, etc. Protects your business premises (e.g. office), and its contents (e.g. computers, tools).
Get started on a quote, or drop us a message to start crafting your own custom policy.

What are the major risks handymen face?

  • Property damage or injuries caused to third-parties while performing handyman works
  • Being sued by clients for poor/defective inspection services, resulting in losses – e.g. lower sale price for property due to poor inspection (for sellers), or paying a higher than necessary price for property due to inspection that didn’t sufficiently reveal issues with the property (for buyers)
  • Death, injury or illness of employees. You’ll need Work Injury Compensation Insurance to cover this.
  • Damage/loss of handyman equipment

What are the benefits of using Provide for handyman insurance?

Provide gets you tailored online quotes for handyman insurance, at the lowest premiums. 
  • Save up to 25% on your premiums
  • Save time with our convenient online platform to get quotes, file claims, and manage policies 
  • Expert insurance team with 20+ years experience serving both SMEs and large multinational firms
  • Available by phone 7 days/week

Get handyman insurance tailored for your business. Lowest prices nationwide.

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