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Get Singapore's best insurance for handyman businesses. Broad cover from liability to others, employee injuries, & more.
Provide’s online platform is the quickest & easiest way for handymen to protect themselves. Handyman companies are at risk of damaging other people’s property, injuring others, or having their own employees injured. Get affordable coverage online today, in just minutes.
What does Handyman Insurance cover?
Importance for handyman companies
Protects your employees if they suffer work-related injuries/sickness.
Legally required for all manual workers, or workers who earn <$2,600/month
Protects you against liability to third-parties for property damage or injuries.
Protects your business property against damage, e.g. fire, explosions, certain types of water damage, etc.
Pays cash benefit if you can’t operate your barbershop due to covered reasons, e.g. fire destroying your shop.
Very good to have
Protects your business if your foreign workers require medical treatment.
Legally required for all S-Pass and Work Permit holders
How much coverage do handyman businesses need?
WICA Insurance: You have to insure all your manual employees, and all employees who earn $2,600/month or less. This is required by law, under the Work Injury Compensation Act.
Public Liability Insurance: You should have at least $500,000 coverage.
Commercial Property Insurance: If you rent a commercial space, you should have at least $100,000 coverage.
Business Interruption Insurance: Do some calculations on the amount of gross profit you won’t be able to earn, if you can’t operate your handyman company for 3-6 months. Have enough coverage for at least that amount of lost gross profit. Handyman companies can benefit from at least $50,000 coverage.
Foreign Worker Medical Insurance: You have to insure all foreign workers you employ. The minimum coverage amount is $15,000 per worker. This is required by MOM.
How much does Handyman Insurance cost?
Coverage amount (example)
$10 million common law annual limit
$45,000 medical expenses cover per worker
From $19/month, for a comprehensive Handyman Insurance Package deal
$15,000 cover per worker
From $6/month, per worker
Why use Provide for Handyman Insurance?
Save up to 25% on your premiums
Save time with our convenient online platform to get quotes, file claims, and manage policies
Expert insurance team with 20+ years experience serving both SMEs and large multinational firms
Available by phone 7 days/week