Handyman Insurance in Singapore

From $19/month. Broad cover from liability, injuries, & more.

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Get Singapore's best insurance for handyman businesses. Broad cover from liability to others, employee injuries, & more.

Provide’s online platform is the quickest & easiest way for handymen to protect themselves. Handyman companies are at risk of damaging other people’s property, injuring others, or having their own employees injured. Get affordable coverage online today, in just minutes.

What does Handyman Insurance cover?



Importance for handyman companies

Work Injury Compensation Insurance (WICA Insurance)

Protects your employees if they suffer work-related injuries/sickness.

Legally required for all manual workers, or workers who earn <$2,600/month

Public Liability Insurance

Protects you against liability to third-parties for property damage or injuries.


Commercial Property Insurance

Protects your business property against damage, e.g. fire, explosions, certain types of water damage, etc.


Business Interruption Insurance

Pays cash benefit if you can’t operate your barbershop due to covered reasons, e.g. fire destroying your shop.

Very good to have

Foreign Worker Medical Insurance

Protects your business if your foreign workers require medical treatment.

Legally required for all S-Pass and Work Permit holders

How much coverage do handyman businesses need?

WICA Insurance: You have to insure all your manual employees, and all employees who earn $2,600/month or less. This is required by law, under the Work Injury Compensation Act.

Public Liability Insurance: You should have at least $500,000 coverage.

Commercial Property Insurance: If you rent a commercial space, you should have at least $100,000 coverage.

Business Interruption Insurance: Do some calculations on the amount of gross profit you won’t be able to earn, if you can’t operate your handyman company for 3-6 months. Have enough coverage for at least that amount of lost gross profit. Handyman companies can benefit from at least $50,000 coverage.

Foreign Worker Medical Insurance: You have to insure all foreign workers you employ. The minimum coverage amount is $15,000 per worker. This is required by MOM.

How much does Handyman Insurance cost?


Coverage amount (example)


Work Injury Compensation Insurance (WICA Insurance)

$10 million common law annual limit


$45,000 medical expenses cover per worker

From $19/month, for a comprehensive Handyman Insurance Package deal



Public Liability Insurance


Commercial Property Insurance


Business Interruption Insurance


Foreign Worker Medical Insurance

$15,000 cover per worker

From $6/month, per worker

Why use Provide for Handyman Insurance?

  • Save up to 25% on your premiums

  • Save time with our convenient online platform to get quotes, file claims, and manage policies 

  • Expert insurance team with 20+ years experience serving both SMEs and large multinational firms

  • Available by phone 7 days/week

Get comprehensive Handyman Insurance from $19/month. Speak with our experts today!

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