Tailored insurance for hawkers. Maximum coverage, minimum cost.
As a hawker, your customers rely on you to provide the best food or drink to them. But if your food or beverages result in food poisoning, you can face the threat of expensive litigation or regulatory penalties. Hawkers are also prone to kitchen staff suffering injuries while preparing food. Damage to kitchen equipment and the hawker premises can be incredibly expensive to cover without insurance.
With Provide, you can build yourself a tailored policy to protect your hawker stall. Get comprehensive coverage against legal liability, employee injuries/infectious diseases, kitchen equipment damage, and more.
Food poisoning liability insurance: Coverage if you are sued for causing food poisoning to clients.
Property all risks insurance: Coverage for risks like fire, water leaks, damage to computers, etc. Protects your premises, kitchen equipment, and inventory.
For instance, a fire in your kitchen breaks out and destroys your restaurant. This insurance will pay for repairing your restaurant, replacing your kitchen equipment, and replacing the damaged inventory.
Public liability insurance: Coverage if customers injure themselves in your restaurant.
For instance, one of your staff leaves a puddle on the floor. A customer slips and falls in your restaurant. They can sue you for personal injury damages and medical expenses incurred.
Work injury insurance: Coverage for employee injuries/infectious disease, including Covid-19 infections.
For instance, one of your waiters gets Covid-19 after interacting with customers, and spreads it to all your other staff. This insurance will pay for lost wages while quarantined, medical expenses, and legal expenses if your workers sue you for creating an unsafe work environment.