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Please read this policy (and the schedule which forms an integral part of the policy) to ensure that it meets your requirements

This policy (and the Schedule which forms an integral part of the policy) is a legal contract. Please examine it thoroughly to ensure it meets your requirements and if it does not please advise your insurance adviser immediately. We would remind you that you are required to inform us immediately of any facts or changes which we could take into account in our assessment or acceptance of this insurance and failure to do so may invalidate your policy or result in certain covers not operating fully. If you are in doubt as to whether a fact is material or not please contact your insurance adviser.

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